Make Solar Affordable Today
Go solar with $0 down and start saving immediately. Choose from flexible financing options designed to fit your budget, with payments often lower than your current electricity bill.
Choose Your Perfect Payment Plan
We offer multiple financing solutions to make solar accessible for every budget and financial situation.
Solar vs. Electricity Bills
See how solar loan payments compare to your current electricity bill and start saving from day one.
Without Solar
With Solar Loan
Easy Qualification Process
Most homeowners qualify for solar financing. Here's what you need to know about the application process.
Basic Requirements:
Homeownership
You must own your home or have permission to install solar
Credit Score
Minimum 650 credit score for best rates (lower scores considered)
Stable Income
Verifiable income to support loan payments
Suitable Roof
Adequate roof space and condition for solar installation
Solar Financing FAQ
Get answers to the most frequently asked questions about solar financing options.
Most solar loans require a minimum credit score of 650 for the best rates, though some lenders work with scores as low as 600. Higher credit scores (720+) qualify for the lowest interest rates. We work with multiple lenders to find the best option for your credit profile.
Yes! Many of our solar loans require no money down. You can start saving on your electricity bill immediately while your solar loan payment is often lower than your previous electric bill. The system pays for itself through energy savings.
When you finance your solar system, you still own it and can claim the full 30% federal tax credit. Many homeowners use their tax credit refund to make a principal payment on their loan, reducing monthly payments. We'll help you plan the best strategy for your situation.
Solar loans are typically personal loans that stay with you, not the property. You can pay off the loan with proceeds from the home sale, or the new buyer may assume the loan (with lender approval). Solar systems typically increase home value, often covering the remaining loan balance.
Solar financing is generally better than leasing because you own the system, claim all tax credits, benefit from net metering, and build equity. Lease payments often increase annually, while loan payments are fixed. After the loan is paid off, you get free electricity for 15+ years.
Get Pre-Qualified in Minutes
Take the first step toward solar ownership with our quick pre-qualification process. No impact to your credit score and no obligation to proceed.
* Financing terms and rates subject to credit approval and may vary based on creditworthiness, loan amount, and other factors. All financing options include the ability to claim federal and state solar incentives. Pre-qualification does not guarantee final loan approval.